Description of Service and Consent.

When you first log into the web site, and each subsequent time you use the web site, you agree to receive communications electronically from Affiliated Funding. Electronic communication includes but is not limited to sending, receiving, viewing, saving, and printing data and information, via email, and via our web server (“Communication”). Said data and information include but is not limited to communications pursuant to the Real Estate Settlement Procedures Act (Regulation X), the Truth in Lending Act (Regulation Z), the Gramm-Leach-Bliley Act (Privacy Policy Notification), the Equal Credit Opportunity Act (Regulation B), the Fair Credit Reporting Act, the Home Mortgage Disclosure Act (Regulation C), the California Real Estate Broker License Disclosure, the California Fair Lending Notice (the Housing Financial Discrimination Act of 1977), the California Anti-Coercion Disclosure Statement, the California Credit Score Disclosure Notice, the California Mortgage Loan Disclosure Statement, Affiliated Funding’s Mortgage Loan Origination Agreement, all necessary authorization forms, status reports pertaining to your loan application, and any other applicable federal, state or local law, or regulation. If we are required by law to give you the Communication, upon request, we will provide a paper copy at no additional cost, except as set forth below. We reserve the right to provide communications in paper format in addition to, or instead of, in electronic format. However, you agree that we are not obligated to provide you with paper copies of electronic communications.

Withdrawing Consent to Electronic Delivery.

You can withdraw your consent to receive electronic communications before you submit your application for a mortgage loan by not submitting an application. You may provide us notice that you are no longer willing to accept Communications electronically; If you wish to withdraw your consent, you may by do so by calling customer service at 310-888-8099, or by using our Email Contact Form to send your request. In the request, you need to provide your name, phone number, and property address.

Hardware and Software Requirements.
In order to access and retain the Communications, you will need a connection to the Internet and you will need to meet the following hardware and software requirements:

Hardware Requirements
You must use:

Computer processor (CPU)

Monitor

Modem with ISP access or direct-dial up accessibility

Printer capable of printing text screens or a hard drive capable of storing data

Software Requirements
You must use:

Internet browser software that supports 128-bit encryption such as

A minimum web browser version of Microsoft® Internet Explorer 5.0 or
Netscape Navigator® version 6.0 and the ability to either download (to your hard disk drive or floppy
diskette).

You must also have:

Adobe® Acrobat® Reader® software, so you can view Adobe PDF files, as well as the ability to print documents on 8.5” x 14” (legal size) white paper.